The ANZ Frequent Flyer Black is a perennial favourite for savvy frequent flyers looking to boost their points balances. While the main drawcard is undoubtedly the generous bonus points on application, a solid organic earn rate and two Qantas lounge passes per year make this a solid option as your primary card.
In this post:
ANZ Frequent Flyer Black Review
The Frequent Flyer Black is ANZ’s top credit card for earning Qantas points, and one that has been on rotation through my wallet for the best part of a decade.
Typically featuring a sign up bonus of 100,000 Qantas Points or more, it is one of the fastest ways to up your points run rate for redeeming First and Business Class seats.
Advantages Of The ANZ Frequent Flyer Black
- Strong 1 Qantas Point Per A$1 Spent Up To $7,500 Per Month
- Two Qantas Lounge Passes Per Year
- Up To 55 Days Interest Free
- Seven Insurance Policies:
- International Travel Insurance
- Interstate Flight Inconvenience Insurance
- Rental Vehicle Excess in Australia Insurance
- Transit Accident Insurance
- Extended Warranty Insurance
- Guaranteed Pricing Scheme
- Purchase Protection Insurance
Disadvantages Of The ANZ Frequent Flyer Black
- $425 Total Annual Fee makes this one of the more expensive cards
- $15,000 Minimum Credit Limit has a bigger impact on your credit score
- Concierge Service does not offer an online portal or live chat (unlike Westpac’s Altitude Black)
How Do I Redeem My Qantas Lounge Passes?
While the Qantas Lounge Invitations used to be paper based and mailed out upon request, ANZ now issues these passes via Qantas electronically. These can then be redeemed by the account holder via an online portal.
Account holders may request their two Qantas Club Complimentary Invitations in any 12 month period by calling the ANZ Personal Concierge on 1300 580 765.
How Often Can I Get Bonus Points?
ANZ are unique among the major Australian banks in their definition of a new customer.
Per the Terms & Conditions, you must not hold or held in the past 12 months an ANZ Frequent Flyer Family credit card (i.e. Frequent Flyer, Gold, Platinum, Black).
Offer not available where you currently hold an ANZ Frequent Flyer, ANZ Frequent Flyer Gold, ANZ Frequent Flyer Platinum or ANZ Frequent Flyer Black credit card, or have closed, or qualified for bonus Qantas Points or a credit back on, any of those ANZ Frequent Flyer credit cards within the previous 12 months.
So holding another ANZ credit card like the Travel Adventures Card does not exclude you from this bonus.
Summary
The ANZ Frequent Flyer Black is a perennial favourite of savvy frequent flyers for a reason. A solid $1 = 1 Qantas Point organic earn rate and generous sign up bonuses make this a great card to have in your mix.
